JOV Finance OÜ Privacy policy


Privacy policy The JOV Finance OÜ seeks to protect privacy of visitors of the website (hereinafter: the website). Please review our privacy policy, it helps you understand how we use your personal data. The JOV Finance OÜ may change this privacy policy at any time without notice, so please check it each time you visit our website.


What personal data do we collect?

When you complete the feedback form on our website, you may be asked to provide some personal information:

  • surname, name, patronymic;
  • company name;
  • e-mail address;
  • phone number;
  • name of the service;
  • other data you choose to provide.

The scope of collection of data on the website also covers the collection and processing of cookies using services of the Internet statistics such as Google Analytics and Yandex Metric. A cookie is a small piece of data or messages that are sent from an organization’s web server to your web browser and then stored on your hard drive. Cookies cannot read data from your hard drive or read cookies created by other websites, and they do not damage your system. Cookies collect data that do not identify the identity of a website visitor.


The use of cookies is a standard procedure on most websites, however you can specify in your browser settings that it should refuse some cookie or warn you when a cookie is sent. JOV Finance OÜ, Ahtri tn 12, Tallinn 10151 Estonia, .


How do we use personal information?

The JOV Finance OÜ uses personal data of visitors to the web site for:

  • responding to a request transmitted via the website;
  • sharing correspondence in the course of business cooperation;
  • providing information;
  • further provision of services.

The JOV Finance OÜ uses cookies to monitor the performance of our website and improve the user interface.


The JOV Finance OÜ can use personal information to conduct research on demographic data, interests and behavior of the website visitors in order to better understand the needs of its visitors. This study is compiled on the basis of aggregated and anonymous data, which do not allow to identify the visitor of the website.


Who can we disclose personal information to? Personal data of the website visitors is processed by employees of the JOV Finance OÜ. Our policy comprises data transfer to third parties if  data transfer is necessary to carry out our activities and to execute your request (for example, if we outsource services or other people process data for us), data transfer is required by law (e.g., subpoena, search warrant or in other legal proceeding).


In all other cases, the personal data of visitors to the website are not passed on to third parties, are not rented, are not used for other purposes than those stated above.



Unfortunately, no data transmission over the Internet or any other network can be considered 100% secure, but we take appropriate steps to protect the security of your personal data.

Web browsers allow you to control cookies stored on your hard disk through the settings of your web browser. To learn more about cookies, including which cookies have been set and how to manage and delete them, visit .


If you choose not to accept our cookies, some features of our website may work worse.



If you want to request information about personal data, report inaccuracies in personal data, ask how personal data is used, ask to stop using personal data for the purpose of direct marketing,  report that the provisions of this privacy policy are not respected, please contact a representative of the JOV Finance OÜ on contacts stated below.


The e-mail address: Postal and legal address: Ahtri tn 12, Tallinn, 10151, Estonia.